Secure Your Financial Future
Think of us as your financial partners—here to listen, plan, and act with purpose, always focused on turning your ambitions into achievements.
What we do
At HoldFast Financial, we understand that everyone's financial situation is unique, so we provide personalized financial advice that is tailored to your specific needs and goals.
A plan to firmly secure your financial future
Investing
It's not about having a lot of money—it's about making the money you have work for you, no matter your age or stage in life. Investing is one of the most powerful steps you can take toward building long-term wealth and financial stability. The sooner you start, the more time your money has to grow through the power of compound interest. We help people reach their financial goals with less stress and more confidence.
Is your Income Protected?
If something happened to you tomorrow, would your family be financially okay—or left picking up the pieces? Life insurance offers peace of mind, knowing that your legacy includes financial security and stability for those you care about most.
Mortgage Options
At Holdfast Financial, we focus on helping you navigate your mortgage journey with clarity and confidence. We offer a variety of loan options—conventional, FHA, VA, and more—so you’re not limited to a one-size-fits-all solution. Whether you’re buying your first home, upgrading, or refinancing, we tailor our approach to your unique needs, making sure the loan you choose truly supports your financial goals.
Serving Our Military
At Holdfast Financial, we focus on assisting military members and veterans who face unique financial challenges, including frequent relocations, deployments, and unpredictable expenses. We understand the complexity of managing military benefits such as housing allowances, pensions, and access to the Thrift Savings Plan (TSP). Our goal is to provide tailored financial guidance that brings clarity and peace of mind, helping those who have served navigate their financial journey with confidence.
Education Funds and Minor Accounts
Minor investment accounts, such as custodial accounts or education savings plans, are powerful tools for building a financial foundation for a child's future. By starting early, parents and guardians can take advantage of compound growth, giving even small contributions the potential to grow significantly over time. These accounts can be used to save for college, a first car, or even a future home, helping teach children the value of long-term planning and responsible money management.
Retirement Planning
Imagine a future where you're financially free to do what you love, without worrying about your next paycheck—how would you get there? Retirement planning is essential for ensuring financial security and peace of mind. It’s not just about saving—it’s about creating a strategy that supports the life you want after work.
Small Business Services
At Holdfast Financial, we support small businesses with a full suite of services designed to help you grow and protect what you’ve built. From customized investment strategies and retirement plans to legal resources and employee benefit solutions. We equip you with the tools to strengthen your business and care for your team. Whether you're just starting out or scaling up, we’ll walk alongside you with strategies rooted in wisdom, stewardship, and long-term success.
Our Team
Tom Welton
US Navy Veteran
L. Kym Welton
US Army Veteran
FAQS
How often should I meet with my financial advisor?
How often you meet with your financial advisor depends on your individual needs and circumstances. Some people may want to meet with their advisor quarterly or semi-annually, while others may only need to meet once a year. It is important to meet with your advisor often enough to review your financial plan and make adjustments as needed.
What is the difference between a financial advisor and a broker?
A financial advisor is a professional who provides financial advice to clients. They can help clients with a variety of financial tasks, such as creating a budget, setting financial goals, and investing. A broker is a professional who buys and sells securities on behalf of clients. Brokers may also provide some financial advice, but their primary focus is on executing trades.
What is a fiduciary?
A fiduciary is a person or organization that has a legal obligation to act in the best interests of another person or organization. Financial advisors who are fiduciaries are legally required to put their clients' interests ahead of their own. This means that they cannot recommend products or services that are not in their clients' best interests.
Tom is exceptional in his financial role. He listens to what your financial goals are and builds your financial portfolio to align with your needs and timeline. Tom has been our families financial guru for 11 + years and he has never skipped a beat. We trust him with generational investment and guidance. We highly recommend Tom and Kym to assist with your financial goals and freedom.
K.R. Colorado Springs
We have been with Tom for many years now. He has helped us to set financial goals and meet those goals. He has helped us through some rough times and consistently been there to support us as our needs have changed. His expertise is truly a blessing to us and our family!
L.G Colorado Springs
Get In Touch
